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Paypal Nigeria: How to create paypal account in Nigeria

Posted by on November 29th, 2018

Are you looking for information on PayPal Nigeria? Well, you have arrived at the right place. Paypal is an internationally recognized platform for receiving and sending payments online.

You might have come across PayPal through a friend, google search, social media or words of a complete stranger.

Paypal Nigeria is a country a specific PayPal account for only Nigerians.


You should be aware that PayPal has restricted Nigerians from transferring directly from PayPal to their respective Nigerian bank accounts.

Paypal is one of the most popular payment gateways in the whole world. Many companies and individuals use PayPal to transfer funds and shop online. It is 100% secure, easy to use and straight forward.

Here are some of the things we will talk about in this post:

How to create PayPal account in Nigeria

If you don’t still have a PayPal account at this stage when everything is going digital, you better do so ASAP!

Creating a PayPal account is as easy as creating a Gmail account. No coding knowledge, no external understanding is needed.

All you do is fill in boxes and click buttons…literally.

So if you think it will be to hard to create your PayPal account, you might want to have a rethink because it is as easy as ABC. Well, not ABC but you get the gist, right? ๐Ÿ˜‰

Can we dive on? Good. Now follow the steps on how to create a PayPal account in Nigeria. It is completely free and you can do it directly from your phone.

1. Open your browser and go to paypal.com. I suggest you use chrome browser for this operation or turn off your data saving mode on opera mini to get full features.

2. Click on “sign up for free”

3. Select if it is a personal or business account you are creating. The personal account is where you link your own personal debit card while the business is where you link your company’s debit card.

Since thus is your first time, please choose the personal account.

4. After that, select “continue” and you will see a dropdown box displaying Nigeria. That’s your country. If you are creating for someone outside Nigeria, then you should should be edit that and choose the country of your choice.

5. Fill the remaining fields with your correct details.

6. In the next page, you will be asked for for some personal details fill it and continue.

7. Fill your address and make sure it matches your bank account address

8. A new page open where you fill your debit card. You will be charged the naira equivalent of $2 from your debit card

9. Return to the email you filled and click on verify

10. No that’s all your account has been set up you can test it by sending like $10 or $15 to someone else

What debit cards can you use on PayPal?

Virtually, all nigerian debit cards can be used to your paypal account. It doesn’t have a specification. You can use any debit card you wish. If you use FCMB, GTBank, Polaris Bank. It doesn’t matter. All debit cards are accepted by PayPal.

How to send funds from PayPal to payooner

You can also send funds from your PayPal account to your payoneer account easily without any stress.

Just follow the steps below and it will be resolved within minutes

  1. Go to paypal.com login your account and click on withdraw funds
  2. Select transfer to bank account
  3. Fill in the details of your payoneer bank account either usa uk or canada.
  4. That’s all it is as simple as abc

How to buy and sell PayPal funds in Nigeria

Buying and selling PayPal funds in Nigeria is as easy as you can imagine. I know you might be wandering why on earth will someone want to buy PayPal money. Well, the truth is that buying and selling PayPal money is actually easier than you can expect.

This is so because many people will only buy at a cheaper rate. For example, the rate of naira to dollar is N362/$1 but but people actually buy it for less cheaper price for example can buy it for 320 naira to 1 dollar.

I’ve seen people who sell paypal money for as low as 300 naira to 1 dollar. All you have to do is search facebook for “paypal funds needed”.

For example look at the picture below you will see a search on facebook for paypal funds needed and below are some results you will get.

so what are you waiting for head on to paypal.com and start creating your account asap.

How to create a PayPal account that can withdraw in Nigeria

Like I mentioned earlier, PayPal doesn’t support withdrawal to Nigerian bank accounts but as usual, we have gotten the cheat.

You can now create a PayPal account that can withdraw directly into your bank account in Nigeria.

All you have to do is follow the steps below and you are set to go:

1. Open PayPal.com/Is/webapp/mpp/merchant or you copy and paste on another tab

2. Click on sign up and select business account and select Lesotho as your country

3. You will be asked to provide your email address in the new page shown to you. It is better to create a new Gmail or custom email for this purpose. DO NOT USE YAHOO MAIL!

4. In the new page, enter all your correct personal details and business details. The personal one is more important. Make sure you use the name used on your document in Nigeria here. You can use any business name you choose.. .. Registered or not.

5. Where you are asked to fill your number, click the drop down button for the Lesotho country code and select the Nigerian country code – +234. Don’t worry about it. Just use your real number, omitting the first “0”.

6. Now, select the currency you want to use. I suggest you go for USD.

7. Now, you will be taken to a new page where you will be asked what type of business. Just select “individual”. Choose your category and sub category. Where it says “URL”, leave it blank.

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8. You will now be taken to a new page where you verify with your document. Select Nigeria as your nationality.

9. Select the document you want to use in verification and fill the corresponding details. Make sure they are all correct.

10. Next thing to do is submit By clicking the “submit” button.

11. A new page asking you to verify your email account will be displayed.

12. Open your email and you will see a message from PayPal, open that message and click on verify.

13. You will land in your PayPal account. Ignore everything else that you see and click on “profile” at the top right hand side of your account.

14. A drop down will be displayed, asking you to confirm email address a link your debit or credit card.

15. First, select the “confirm email address” button and click on “unconfirmed”.

16. Then you will be asked to click on confirm email address. When you do that, you will receive an email which you are required to click.

17. After that, you will be redirected to page where you need to enter your password and login to your PayPal account to make the verification successful.

18. Click on profile again and link your debit or credit card.

19. Enter your correct card details. Once you link it, your account will be debited with about $1.7 within a day. A code will also be sent to you which you will use in verification.

20. Go back to your page and supply the code there. Once its verified, you can start receiving and sending money.

NOTE: When signing in, Always use this link: https://www.paypal.com/signin?country.x=LS&locale.x=en_LS

Save it in your browser now.

That’s how to create a PayPal account that can receive and send funds in Nigeria.[spacing size=”15″]

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  1. What if i choose personal Lesotho account ,won’t it work?

    by me on Dec 5, 2018 at 11:13 am Reply

  2. I can’t link my bank account to my paypal plz y
    It always shows me error check ur information and try again
    Plz also give me ur WhatsApp no so we can chat

    by Samkid on Jan 6, 2019 at 4:14 pm Reply

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